Gaijin Credit card problems

[Taro Toporific]

Some interesting angles from theJapan Times, Tuesday, July 20, 2004. If I was looking for another cheap/free credit card, the Post Office's Nicos Visa card would look great to me since they couldn't refuse you for being an employed f'ed gaijin.

Reader "Tokyo Angel" got a no-charge credit card after hunting around for a while. She currently has a Nicos Visa card through the post office (application forms are available from all post offices) that has no annual fee and which includes full travel insurance aswell, even if you don't pay for your trip with the card.
There's a list of other services on the yahoo.co.jp site though only in Japanese. This is a great reference site because it includes all their other perks as well, so it's easy to compare the different companies and you can also apply for an application form online (only in Japanese again).
Tokyo Angel found a host of no-charge cards through the Yahoo site, including an NTT card (Visa)]http://www.japantimes.co.jp/cgi-bin/getarticle.pl5?fl20040720a1.htm[/url]

[Steve Bildermann]

but they can refuse you for being an UNemployed f'ed gaijin.