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sdskinner wrote:How does the JET program mandate that you can only work for 3 years. [...] I am employed by the board of education.
sdskinner wrote:Yeah you might be right about fighting but I am getting old and grumpy.
sdskinner wrote:As for building up my students yes I am working on that. But right now I am just working out of a room in my house and have no sign or anything.
sdskinner wrote:Thanks for all your help,
kamome wrote:Having to file a Japanese tax return on your own is a pain in the ass.
sdskinner wrote:I am employed by the BofE privately. And I work at two different schools. They take nothing at all out of my checks.
My situation is (and I have written this here before) that the board may want to change from private hire to JET. I am just trying to see what defense I have and if they have been doing things below board(illegally) or not. I was continually employed by them for 6 years(annual contracts with no spacing and I worked on salary with about 32-34 hours a week) but I quit to go back to the states but I decided to come back(homesick for Japan) and was rehired last year(I missed two years) but with a pay cut. So I have 7 years employment with them and was rehired so they must have liked my work. If they have never taking any income tax (I did declare all my income when I filed my taxes)out of my checks do I have an arrow in my quiver I can use against them? And should they have offered me pension etc? Any advice?
And yes I am long term here married to a Japanese gal and with children. And for now I would like to work as an ALT. I also teach privately at my house(no real school) and I have about 30 students so not enough to live off of right now. Maybe in the future but now at the moment. I also live in the real countryside so my job prospects are limited(at least here. And as for my insurance I have the national insurance direct not through my employer.
Thanks
sdskinner wrote:Does anyone know if they(BofE) can mix. What I mean is can they have like half JET and half private hires? Or do they have to go all or nothing. And yes I would be a lot cheaper for them as I am already living in the city(they are not in any way providing my housing), I have a spouse visa and they don't have to pay any airline fare. So you would think that it would be a no brainer but you never know.
Sdskinner
sdskinner wrote:It is great to hear that some boards have mixed ALTs. I hope my BofE feels the same way.
As for my length of employment I went back to the states for two years so that will likely affect my status. And I am a member of the General Union and I am in contact with them.
As for not having any taxes or pension taken out of my checks, my wife called the labor commission today and they said that anyone working for more than 2 month must have taxes taken out and also that I qualify for pension and Health insurance. They take nothing at all out. I was told that the board could be trying to say that I am an independent contractor but I do not have a (real)business and I was told that that is actually illegal for the board to do.
I jhust hope that things will work out.
FG Lurker wrote:For the pension, if you pay into it for long enough (25 years I think) you get a pension when you retire. BUT you only get it if you live in Japan. If you move overseas you forfeit the pension.
Japan Times, The Japan Times: Jan. 14, 2003 wrote:Subject: Trick for receiving the Japanese pension
Dear Lifelines] even if you are living outside of Japan.[/u]
For example, in your case you have paid for 8 years. If you go back to your home country and pay for an additional 17 years for a total of 25, the Japanese pension system will pay you a monthly pension based on your 8 years of payment.
The best thing to do is to go to your local city or town hall and have a nice, long talk with them. Tell them what you really want to do and miracles can happen -- if you tell them you want ultimately to retire in Japan, the eight years may mysteriously become longer in their records. It does happen.
For more information, check out: http://www.mhlw.go.jp or call 03-5253-1111. Also, The American Chamber of Commerce in Japan has regular seminars on this and other issues. Give them a call at 03-3433-5381 or see: http://www.accj.or.jp The Japan Times: Jan. 14, 2003 http://www.japantimes.co.jp/cgi-bin/getarticle.pl5?fl20030114kj.htm by-- Ken Joseph Jr., director of The Japan Helpline ( http://www.jhelp.com )
Send your queries, questions, problems and posers, to: lifelines@japantimes.co.jp
JapanInc wrote:Date: Mon, 23 Feb 2004 11:08:58 Subject: Social Security swap agreement signed
After years of discussion, the Japan and USA have signed an agreement that allows nationals of one country working in the other to gain credits for their social welfare contributions. Readers may remember that we raised this issue about 6 months ago, where a person working for years in Japan then returning home, would not be able to gain credit for a pension program in either country, despite having paid substantial contributions. According to the Nikkei, the new program allows US nationals in Japan and Japanese nationals in the USA to stay out of the host country's social welfare contribution program for 5 years, and instead contribute to their home country program. If they plan to reside in the host country for longer than 5 years, then contributions move to the program in the country of residence, and are also aggregatable once the person returns home. ***Ed: We haven't been able to review all aspects of this new harmonization program, but it sounds like it goes a long way to fixing the inequities for US citizens in Japan. Now we wonder just when Japan will move on its talks with other countries?**
(Source: TT commentary from nikkei.co.jp, Feb 20, 2004)
http://www.nni.nikkei.co.jp/AC/TNKS/Nni20040219D19JFF02.htm [Subscription required]
* * * * * * * * * T E R R I E 'S T A K E * * * * * * * *
A weekly roundup of news & information from Terrie Lloyd. (http://www.terrie.com)
General Edition Sunday, 22th February, 2004 Issue No. 267
U.S. and Japan Sign Bilateral Social Security Agreement
On February 19, 2004, the Governments of the United States and Japan signed a bilateral Social Security Agreement in Washington, D.C.
The Social Security Agreement is good news for U.S. citizens working in Japan for U.S. companies and their employers -- as well as for Japanese citizens working in the United States for Japanese companies -- because it eliminates significant social insurance taxes and makes it easier to qualify for benefits in each country when a person has divided his or her career between the United States and Japan. The agreement is also good for direct investment, trade and business between the United States and Japan. U.S. Ambassador to Japan Howard H. Baker, Jr. has said: "The U.S.-Japan Social Security Agreement is not only good for U.S. business in Japan, it will also have a salutary effect on Japanese direct investment in the United States because it reduces a significant cost of doing business in our country."
The U.S.-Japanese Social Security Agreement provides for the elimination of dual coverage of the same work under the social security systems of the United States and Japan, and for combining credits earned by a worker under the two systems for benefit eligibility purposes.
In principle, employees who are temporarily transferred by their employer in one country to work in the other country for a period of five years or less would be covered only in their home country. In all other cases, the employee, in principle, would be covered only in the country where the work is performed. Thus, a person working for a U.S. employer who is temporarily transferred by that employer to Japan would only be covered under and pay contributions to the U.S. program. The employer and employee would be relieved of the additional burden of paying social security contributions to the Japanese program.
In addition to eliminating dual coverage, the agreement will help prevent situations where workers suffer a loss of benefit rights because they have divided their careers between the United States and Japan.
Under the rules that apply to the United States, if a person has credit for at least six quarters of coverage under the U.S. Social Security system but not enough credits to qualify for a retirement, survivors or disability benefit, the person's coverage credits from both the United States and Japan could be totalized (i.e., combined) to permit him or her to qualify for a partial U.S. benefit. The benefit amount payable to a person who qualifies based on totalized credits would be proportional to the amount of coverage completed in United States.
Under the agreement, if a worker has earned some Japanese coverage, but not enough to qualify for Japanese benefits, Japan would add U.S. quarters of coverage to periods of Japanese coverage to determine whether a worker meets the applicable coverage requirements for retirement, survivors or disability benefits under the Japanese social security system. The benefit amount of a person who qualifies based on totalized credits would be proportional to the amount of coverage completed in Japan.
The agreement must now be reviewed by the legislatures of both countries. Assuming no delays during the review process, the Social Security Administration estimates that the agreement could enter into force by the end of 2005. Copies of the agreement will be available on the SSA website (http://www.ssa.gov/international/whatsnew.html) once it is submitted to the U.S. Congress for review. Until that time, we unfortunately do not have any additional details on the agreement and how it will affect Americans working in Japan.
US Embassy Tokyo wrote:
Some Social Security and Medicare Questions -
Q: Because I have worked abroad most of my life, I have not paid enough into the U.S. system to collect social security benefits. Is there any way I can make up the difference by paying into the U.S. social security system (a lump sum, for example) to get the remaining credits?
A: The Social Security Administration (SSA) does not allow voluntary contributions in order to meet the required number of quarters of coverage to be eligible for SSA benefits, including Medicare.
Q: Since the U.S. and Japan signed a Social Security Totalization Agreement, would I have to give up all of my Japanese social security benefits in order to qualify for U.S. Medicare benefits? I think I only need a few more years of work in the U.S. to qualify for Medicare there, can I use part of my Japanese years to make up the total?
Answer: You do not have to give up your benefits in Japan. However, you cannot use your benefits in Japan to qualify for Medicare in the U.S., as there are no Medicare benefits covered under any proposed Totalization Agreement. Please refer to SSA regulation GN 01701.130A.
Q: If there is no way I can qualify for Medicare in the U.S., can you suggest alternate insurance plans?
A: If you are a U.S. citizen, when you return and establish residence in the U.S. you are eligible for Supplementary Medical Insurance (Part B of Medicare). You can enroll during your initial enrollment period (IEP), which is the seven month period that covers three months before and three months after the month you establish residency in the U.S. Please refer to SSA regulations HI 00805.005A2., HI 00805.007B., and HI 00805.015A. Example: You returned and established residency in the U.S. in June 2003. Your initial enrollment period is from March 2003 through September 2003. If you fail to enroll during this period, there will be a premium surcharge of 10% for every full twelve months you did not enroll after your initial enrollment period. The premiums, as of January 2004, are $66.60.
Q: How do I find the SSA regulations you referred to above?
A: You can search for SSA regulations at SSA's website:
Go to http://www.ssa.gov
On the left side of the screen, under "Resources", click on "Freedom of Information"
On the right side of the screen, under "www.socialsecurity.gov", click on "Manuals and Instructions"
Click on "SSA Program Operation Manual (POMS)"
From here, you can search either by clicking on the first 2 letters of the specific POMS reference (i.e., RM, GN, HI, etc.) or by using the search mode and indicating the specific POMS reference, i.e. GN 01701.130.
Please note that the Embassy and our Consulates do not have information on Japanese social security (nenkin) benefits or procedures. Please contact the appropriate Japanese officials at your local ward or city office.
Taro Toporific wrote:FG Lurker wrote:For the pension, if you pay into it for long enough (25 years I think) you get a pension when you retire. BUT you only get it if you live in Japan. If you move overseas you forfeit the pension.
The J-pension rules just changed for folks from the USA last year.
Americans can now swap their J-pension benefits for US Social Security benefits. For an an American like me with 22 years paid into the Japanese pension system, it is good deal since I will choose which ever system is more solvent and pays me the most money.![]()
A few other Western countries have countries (such as Germany ?) have similiar the "reciprocal benefits" agreements.
Finally, J-pension will be paid if you have perm resident visa and then move back overseas to retire: FGs do NOT necessarily have to forfeit the J-pension.
FG Lurker wrote:kamome wrote:Having to file a Japanese tax return on your own is a pain in the ass.
It's not hard at all. And the tax office is very helpful. I think we had this discussion in another thread already actually...
[Edit: Yes, it was here.]
kamome wrote:FG Lurker wrote:kamome wrote:Having to file a Japanese tax return on your own is a pain in the ass.
It's not hard at all. And the tax office is very helpful. I think we had this discussion in another thread already actually...
[Edit: Yes, it was here.]
I remember that thread, and I still contend that having to file your own return is a pain in the ass compared to the ease of having your employer just deduct the proper taxes and do the adjustments for you. Besides having to take a day out travel to your local tax office and then wait in line, if you are an American you also will have the double burden of filing your own US return.
kamome wrote:I worked in the tax department of a Big 4 accounting firm in Tokyo for a couple of years.
FG Lurker wrote:As for trying to fight the BoE, forget it. Really, forget it. You have less than a snowball's chance in hell. Fighting will likely get you blacklisted as a troublemaker though.
sdskinner wrote:Does anyone know if they(BofE) can mix. What I mean is can they have like half JET and half private hires? Or do they have to go all or nothing. And yes I would be a lot cheaper for them as I am already living in the city(they are not in any way providing my housing), I have a spouse visa and they don't have to pay any airline fare. So you would think that it would be a no brainer but you never know.
Sdskinner
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