Japanese traffic signals and other driving fun

[matsuki]

She shot straight out of a car park, then proceeded to spend 15 minutes on her phone, ignoring cops request to answer questions. All for the purpose of getting her story right I suspect.

She's lucky she wasn't dealing with American cops. They probably would have shot her and claimed they thought her cell phone was a deadly weapon.

I only think that would have happened if she were black.

OK, tased and beaten.

Or just handcuff her while she screams about her rights being violated and how she doesn't have to answer any questions....I'd be ok with that.

[chibaka]

Right, it seems like the punishment has been agreed....

Anyone here have experience of insurance car repair or replacement? I looked the car over and the door is toast, sill cover needs replacing, biggest concern is the rear side panel which is part of the body shell. This is damaged in a few places, and looking at the panel gap above the rear side glass I think it has moved, i.e. shell maybe slightly bent / twisted. Of course I'll need to take it to a body shop soon to evaluate.

How do they calculate here what an acceptable repair cost is? 50% of value? 70%? I think this is going to be spendy.... plus the fact the value will be reduced because of repair... what say the FG's

IMG_20151116_115916.jpg

[matsuki]

I've never had to deal with insurance companies here but personally, if the sheet metal above the rear glass is tweaked, I wouldn't want to keep the vehicle. More headache than it's worth and likely there is damage you're not seeing as well. Most people i know that ended up keeping a car like this have complained about all kinds of things, from creaking noises to it just simply feeling "not right." Mental or not, if there is unseen damage, you might not notice it until after it is too late.

That being said, if you're dead set on repair, my suggestion would be to get an amazingly high repair quote, insisting on nothing but OEM replacement parts. Take what you get from that and buy what you need on Yahoo Auctions or wherever. Seems like a steady supply of used panels and such on there at reasonable costs. Aftermarket side skirts, lightweight doors, etc. are also an option. I just replaced the front lip and side step on my vehicle (rogue tree stump hidden by weeds) with some used pieces off of Yahoo Auctions. Sometimes you get lucky and even find the same color as your vehicle and don't need to repaint.

[chibaka]

The gap above the side glass is different on the right and left side, so either the panel or the rear hatch has moved. Or it was always like that which I doubt.
I plan to insist on a Honda repair, new parts including that panel, loan car and whatever else may cause me to be out of pocket in the future. Resale value for example. I'd be a little pissed if it wasn't repairable, but wifie wants a new car so maybe good timing.

I've never had to deal with insurance companies here

I have, I'm 4 years into a big claim. A retard of the younger variety hit me off my bike, did a pretty good job of smashing my leg. 5 operations later..... to be continued in another thread I think, when medical issues are concluded.

Just remembered, my wife backed into a car a few years ago, 2 inch scratch on the bumper. It was a new car so the garage took the piss I think, 600,000 yen the bill came to. NEW bumper, anything with arms length replaced, rental car......

[matsuki]

The gap above the side glass is different on the right and left side, so either the panel or the rear hatch has moved. Or it was always like that which I doubt.
I plan to insist on a Honda repair, new parts including that panel, loan car and whatever else may cause me to be out of pocket in the future. Resale value for example. I'd be a little pissed if it wasn't repairable, but wifie wants a new car so maybe good timing.

I've never had to deal with insurance companies here

I have, I'm 4 years into a big claim. A retard of the younger variety hit me off my bike, did a pretty good job of smashing my leg. 5 operations later..... to be continued in another thread I think, when medical issues are concluded.

Neither of those situations sound fun...I still say push for the replacement value of the car. You'll be happier as long as you don't buy another CR-Z (or any of the N-series...new nippon tsukaisute norimono....the engines/missions are literally made as if they are disposable.

Just remembered, my wife backed into a car a few years ago, 2 inch scratch on the bumper. It was a new car so the garage took the piss I think, 600,000 yen the bill came to. NEW bumper, anything with arms length replaced, rental car......

I've seen that a few times here. Why charge for scratch repair when you can replace the whole bumper, doore, etc. (or more common than it should be....the bankinya that don't know how to repair anything, just paint/replace panels)

[chibaka]

And now the fun starts, old bags insurance said they won't pay 100%, even though she shot out of a car park and T boned my car. Cunt

[kurogane]

And now the fun starts, .........

Ouch. But more importantly, what does your side say? I would skip the amateur hour and get somebody professional involved and then make her side pay their fee.

[Samurai_Jerk]

And now the fun starts, old bags insurance said they won't pay 100%, even though she shot out of a car park and T boned my car. Cunt

Fucking inscrutable Asians.

According to cultural philosophers, Westerners and East Asians have had contrasting views about the concept of truth and how it works for thousands of years — and it shows up in present-day psychology.

It all goes back to the cradles of two civilizations: ancient Greece and ancient China.

It comes down to two different "laws":

• The Greeks followed the "law of the excluded middle," which states that if two people are debating, then one of them must be exclusively right and the other exclusively wrong.

• The Chinese followed the "doctrine of mean," which states that if two people are debating, then they're probably both partly right and partly wrong — the truth probably lies somewhere in the middle.

[kurogane]

Fucking inscrutable Asians.

Good article. Well written, easy to read, nice style.

Now, please tell me you shuddered and puked just a tiny bit at the first paragraph intro bit. Lie if you have to. Please.

[matsuki]

Fucking inscrutable Asians.

Good article. Well written, easy to read, nice style.

Now, please tell me you shuddered and puked just a tiny bit at the first paragraph intro bit. Lie if you have to. Please.

LOL, so barbarian capitalist mindset with black/white truth vs. peasant farmer mindset that places priority on getting along over actually defining truth.

[chibaka]

Yes amateur shit no good on this one, but the initial scenario is thus:

Her insurance won't pay 100% purely because she says she's not 100% responsible. Nothing else, no knowledge of the accident, no drawings (unless she made up some shit), no conversation with the cops or me... fuck all. No estimate for the repair, nothing. Just the word of an old cunt, minge infested with the fleas of a thousand scabby cocks type cunt. Omotenashi? fuck that facade, they can be cunts just like anyone else.
She has no reason to say no, her insurance will be fucked next year anyway, why be a cunt? Cunty cunty cunt, did I say cunt?
They also say they never pay 100%, unless their customer agrees.... what the fuck?

Contacting my insurance to get involved, this is fucking nonsense, a real "This Is Japan" bullshit mess. Cops don't care if no one is injured it seems.

Also, in defense of some J folk, my friend who is one, has experience with insurance scams, I mean companies, and his brother who has an insurance business is helping with info on the best way to come out ahead.

But really, why the fuck should I?


Cunt.

[Yokohammer]

Yes amateur shit no good on this one, but the initial scenario is thus:

Her insurance won't pay 100% purely because she says she's not 100% responsible. Nothing else, no knowledge of the accident, no drawings (unless she made up some shit), no conversation with the cops or me... fuck all. No estimate for the repair, nothing. Just the word of an old cunt, minge infested with the fleas of a thousand scabby cocks type cunt. Omotenashi? fuck that facade, they can be cunts just like anyone else.
She has no reason to say no, her insurance will be fucked next year anyway, why be a cunt? Cunty cunty cunt, did I say cunt?
They also say they never pay 100%, unless their customer agrees.... what the fuck?

Contacting my insurance to get involved, this is fucking nonsense, a real "This Is Japan" bullshit mess. Cops don't care if no one is injured it seems.

Also, in defense of some J folk, my friend who is one, has experience with insurance scams, I mean companies, and his brother who has an insurance business is helping with info on the best way to come out ahead.

But really, why the fuck should I?


Cunt.

Just reading between the lines and speculating, I can't help but get the feeling that your opinion of this woman is that she's a cunt.

Edit: You might have to at least threaten to take the issue to court, but at least see what your insurance agency has to say first. A quick consultation with a lawyer just to see what your options might be isn't expensive.

[chibaka]

Yes amateur shit no good on this one, but the initial scenario is thus:

Her insurance won't pay 100% purely because she says she's not 100% responsible. Nothing else, no knowledge of the accident, no drawings (unless she made up some shit), no conversation with the cops or me... fuck all. No estimate for the repair, nothing. Just the word of an old cunt, minge infested with the fleas of a thousand scabby cocks type cunt. Omotenashi? fuck that facade, they can be cunts just like anyone else.
She has no reason to say no, her insurance will be fucked next year anyway, why be a cunt? Cunty cunty cunt, did I say cunt?
They also say they never pay 100%, unless their customer agrees.... what the fuck?

Contacting my insurance to get involved, this is fucking nonsense, a real "This Is Japan" bullshit mess. Cops don't care if no one is injured it seems.

Also, in defense of some J folk, my friend who is one, has experience with insurance scams, I mean companies, and his brother who has an insurance business is helping with info on the best way to come out ahead.

But really, why the fuck should I?


Cunt.

Just reading between the lines and speculating, I can't help but get the feeling that your opinion of this woman is that she's a cunt.

You noticed that? Wow

[Yokohammer]

You noticed that? Wow

People often compliment me on my perceptiveness.

[chibaka]

You noticed that? Wow

People often compliment me on my perceptiveness.

Yeah, insurance then lawyer, cunt

[chibaka]

Cunt not aimed at you by the way

[Mock Cockpit]

Not accepting 100% blame is just a negotiating position not a personal slight on you. Who's is she insured with?

[Samurai_Jerk]

Not accepting 100% blame is just a negotiating position not a personal slight on you. Who's is she insured with?

Yeah, I don't know why you're so surprised, chibaka. Who the fuck would just say it was their fault without putting up a fight?

[Yokohammer]

Cunt not aimed at you by the way

My extraordinary powers of perception figured that out too.

Good luck on your crusade.

[matsuki]

Not accepting 100% blame is just a negotiating position not a personal slight on you. Who's is she insured with?

Yeah, I don't know why you're so surprised, chibaka. Who the fuck would just say it was their fault without putting up a fight?

When there is no defense and you're going to waste time/money trying to "negotiate" less fault. Of course, we're talking about an insurance company though...but is still fucked.

[wagyl]

She has insurance, you have insurance. The usual thing is to get your attack dogs to bark at their attack dogs, so do everything through your insurance company. It sounds like you have made no concessions so far so that is good, but best to direct all inquiries to your insurance company from now on to avoid saying something that might damage your position later.

[Mike Oxlong]

Last similar accident I heard of the victim of the t-bone had to pay 10%.

[kurogane]

When I got driven over on in Kyoto on my bicycle the cops almost got physical when I refused to accept my 10%. It ended up being one of the cutest Introductions to Japanese Culture ever. I thought they were going to pull their pistols I was laughing so hard.

Chibaka.
Don't let your emotions get the better of you. It's just a bargaining tactic.

[chibaka]

Not accepting 100% blame is just a negotiating position not a personal slight on you. Who's is she insured with?

She's with J.A. mafia

Yeah, I don't know why you're so surprised, chibaka. Who the fuck would just say it was their fault without putting up a fight?

A little old lady who fucked up? I try to see the best in people, and often get fucked.... never learn

When there is no defense and you're going to waste time/money trying to "negotiate" less fault. Of course, we're talking about an insurance company though...but is still fucked.

She will lose either way, she has nothing to gain about being a cunt, except the satisfaction.. of being cunt. It's her, not the insurance company playing games. They implied the only time they pay 100% is when their person puts their hands up.

She has insurance, you have insurance. The usual thing is to get your attack dogs to bark at their attack dogs, so do everything through your insurance company. It sounds like you have made no concessions so far so that is good, but best to direct all inquiries to your insurance company from now on to avoid saying something that might damage your position later.

Yes, J.A gumi made their claim based on her say so. No evidence, no documentation, pictures, haven't inspected my car to see if there is any way I could have been even partially responsible. That's the insurance assessors job. Only 3 days and they feel confident in saying I was partly at fault, miraculous that. Or is it the "your car was moving so.....", sorry it's fucking big to stick in my pocket.

My friend is armed with loads of info, a good guy to have on my side. I'll be fully documenting this with pics of the scene etc, then I'll go in person to see my insurance company.

And my wife, in her usual kind way, told J.A to go fuck themselves. That's translated into my words mind you... better off with her doing it

Oh, I checked the scene again today, and will be back in the next couple of days with my camera. There are a load of reasons why she fucked up, I will share when collated.

[kurogane]

Dooooooooooooooood,

Don't share. This is a business transaction, the way it was when the taxi drove over me on my bicycle. Calm down, go cool, ............and financially ass rape the cunt like it was cool to do that sort of weird shit. And do rely on the wife and everybody else.

Love, hugs, all that gay ass crap.

[Samurai_Jerk]

She'll lose but she won't necessarily be assigned 100% of the blame and as we all know that seldom happens here so it's in her interest to fight it. Only an idiot would admit to it since the system isn't designed to reward honesty. My friend got T-boned by a car on motorcycle and ended up needing surgery and even though cops said it wasn't his fault at all he still got 10% of the blame.

[chibaka]

Dooooooooooooooood,

Don't share. This is a business transaction, the way it was when the taxi drove over me on my bicycle. Calm down, go cool, ............and financially ass rape the cunt like it was cool to do that sort of weird shit. And do rely on the wife and everybody else.

Love, hugs, all that gay ass crap.

Yeah, you are right. Summary at the end maybe, well definitely for future reference. I mean what fucking horror, J obaa chan can be wrong, and FG is right? Can you imagine the shame? How will the future generations live that down, worse than granny was a 50 yen whore.

Deep breath, and before hammer uses words like libation again, I started

Don't do much man hugging, thanks for the offer though

[Wage Slave]

Is this like Saudi? If you weren't there, then the accident wouldn't have happened. A Saudi is there as a matter of nature/God's will but a foreigner is there as a result of his own actions. Therefore any accident, is always the foreigner's fault. Simple.

So you get 10% of the blame simply because if you didn't happen to exist, the accident would never have happened.

Anyway, you have my sympathies. If your insurance company will do the fighting for you then great and feed them as well as you can and leave them to it. In my case (in the UK) another mom on the school run bumped our parked car and then did a runner. It was witnessed by other parents who got her number. My insurance company and hers were the same by chance. They refused to do a damn thing - Just kept lying that they hadn't received witness statements. In the end I had to find someone cheap and just get the work done so I could sell the car.

Anyway, looking forward to hearing the upshot and power to your elbow.

[chibaka]

She'll lose but she won't necessarily be assigned 100% of the blame and as we all know that seldom happens here so it's in her interest to fight it. Only an idiot would admit to it since the system isn't designed to reward honesty. My friend got T-boned by a car on motorcycle and ended up needing surgery and even though cops said it wasn't his fault at all he still got 10% of the blame.

Well that I have experience of. The deal is, everyone knows whose fault it is, but there is a reluctance to point fingers, for some kind of fucked up reason.

The police paperwork for my bike accident was quite clear, I did nothing wrong, car driver was at fault, didn't stop at a stop sign. Cop even asked me how severely he should be punished. (Resisted the temptation to use words like testicles, bench vice, drill). Even so, it was 90% him, 10% me because I was moving. But when the drivers insurance guys turned up at my hospital bed, they said they would pay 100% because the driver fessed up. The key word is fessed up.

[kurogane]

Don't do much man hugging, thanks for the offer though

Hehehehe. Me neither. Anyways, yeah..........cunt.

Good luck.

PS Wage Slave,
Japanese cops explained to me that I was crossing while white, hence my 10% liability.

Yatte, Hakujin-san de yarou!????

Chibaka,
Yes. Fessed up. As you noted, she spent the first 15 minutes on the phone avoiding that. But it is just a game. Play it, play to win.