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canman1 wrote:Bank Card or BC... because I'm a foreigner, they now have to confirm that the user and the card are the same. To complete the transaction they have to call a free dial number on the back and talk to a representative...
But because I'm a foreigner, they now have to confirm that the user and the card are the same.
canman1 wrote:Are you able to get a foreign credit card, while living in Japan. I thought banks wouldn't give you a card if you weren't living in the country.
kamome wrote:Instead of a real credit card, I use a cash card issued by my bank in the US, which has a Visa symbol on it. Never had a problem. It just deducts the equivalent amount in dollars straight from my account at the normal exchange rate.
bejiita wrote:I've had the opposite effect. I've made very expensive purchases with a foreign card and the salesperson just processed it with no questions asked.
On the other hand, I remember making an Amazon purchase online, and they flagged it and didn't process it because my IP address was a non-US one.
maraboutslim wrote:kamome wrote:Instead of a real credit card, I use a cash card issued by my bank in the US, which has a Visa symbol on it. Never had a problem. It just deducts the equivalent amount in dollars straight from my account at the normal exchange rate.
Not a good idea. You have no fraud protection. If someone gets this "debit card" from you, they can use it like a visa card (i.e. with no pin number) and basically wipe out your entire bank balance.
maraboutslim wrote:You will have a hell of a time convincing your bank to give you back the money. Even if you succeed, your checking account remains empty for weeks while you fight with the bank and prove to them that you weren't the one who made the purchases.
maraboutslim wrote:Real credit cards also often have further benefits such as extended warranty coverage, theft coverage, etc. on the items you buy. And promotional programs for frequent flyer miles, cash back, etc.
kamome wrote:Well, it's the same risk as a regular credit card. If someone steals your Visa in Japan, they can also use that to make purchases.
There's a $500 limit on withdrawals/charges made with a bank card. So even if someone ran out and made a purchase with my card, they wouldn't be able to empty my account in a single day. Hopefully, I will have cancelled it before any real damage occurred.
I just think it's better to pay for something upfront rather than increase your debt load.
kamome wrote:There's a $500 limit on withdrawals/charges made with a bank card. So even if someone ran out and made a purchase with my card, they wouldn't be able to empty my account in a single day.
AssKissinger wrote:kamome wrote:There's a $500 limit on withdrawals/charges made with a bank card. So even if someone ran out and made a purchase with my card, they wouldn't be able to empty my account in a single day.
From that we can conclude you're richer than I am.
LIFELINES
Visa cards, pensions and thesaurus info
By KEN JOSEPH JR.
Japan Times / Tuesday, June 22, 2004
Visa card
Is it possible to get a zero annual fee Visa or Mastercard from a Japanese bank? It is quite common in the U.S., but I have never heard of or seen one here.
Try as we might, we have not been able to find a zero Annual Fee card. At the same time, there are many opportunities for various cards that give you benefits each time you use them. For example, United Airlines has a "Mileage Plus" credit card (see www. unitedairines.co.jp ) that lets you earn air miles as you purchase.
American Express and Citibank offer similar programs at http://www.Americanexpress.co.jp and http://www.citibank.co.jp
Taro Toporific wrote: It's almost impossible to order larger-ticket items online from the States with a foreign isssued (Japanese) card.
nullpointer wrote:Taro Toporific wrote: It's almost impossible to order larger-ticket items online from the States with a foreign isssued (Japanese) card.
I have a two year old AMEX which was issued in Japan and I have bought a laptop (over 2K$) and did not have nay problem.
Or do you mean a Japanese card like JCB etc.?
Steve Bildermann wrote:To this day nobody has ever checked my signature and I've signed as just all the big historical figures Oda nobunaga, Natsume Soseki, Toyotomi Hideyoshi. I had a few weeks as John Lennon and during the world cup I was most of the British Team.
Taro Toporific wrote:I've got a 20+ year old Japanese AMEX heavy-metal card. Nobody but nobody will ship me a laptop to Japan.
nullpointer wrote:Taro Toporific wrote:I've got a 20+ year old Japanese AMEX heavy-metal card. Nobody but nobody will ship me a laptop to Japan.
I do not know about shipping to Japan as I had it shipped to an address in US. I do know that Amamzon and Bestbuy etc. will not ship certain restricted items outside US (electronics, High Value Pearls etc.).
Taro Toporific wrote:nullpointer wrote:Taro Toporific wrote:I've got a 20+ year old Japanese AMEX heavy-metal card. Nobody but nobody will ship me a laptop to Japan.
I do not know about shipping to Japan as I had it shipped to an address in US. I do know that Amamzon and Bestbuy etc. will not ship certain restricted items outside US (electronics, High Value Pearls etc.).
Normally, they won't sell a laptop to an address that does not match the card's mailing address.
SovietSupreme wrote:What is credit card? Does your government not issue you what you need to live?
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