Level3 wrote:OK, next crazy theory.
I don't think I want to live here in 20 years, because odds are about 1:1 that in any given year 1 of the ever-growing percentage of the geezer population will zigzag his unlit bicycle up a highway on ramp - at night - the wrong way - and in front of your car, (and the your life is ruined by the civil suit), or crashes his car Mr. Magoo style into your home and severs 3 of your limbs, including the most important one, and National Health won't cover cloning the replacement member.
This isn't crazy at all. I have personally witnessed (and had to veer out of the way of) some seriously confused individuals on the roads here. There was one old geezer on a bicycle riding the wrong way down the middle of a lane into oncoming traffic that was screeching and swerving to avoid him ... especially since he was approaching an intersection where cars were turning left into his lane and weren't able to see him until the last minute. He was just sort of staring defiantly at all these cars as if they were in the wrong. Total freak-out situation for the drivers involved. So that's pretty much your first scenario to the letter, except that it was the middle of the afternoon. Anyone who hit the guy would most likely have been ruined for life.
Cars crashing into buildings is pretty much an everyday occurrence. Convenience stores seem to be favorite targets.