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chokonen888 wrote:I'm using Tokyo Mitsubishi UFJ and they don't do any address verification once the account is established. I still need to set it up but apparently international wires can be made online as well. Very convenient if you're overseas!
wagyl wrote:Choko in my experience banks, including Tokyo Mitsubishi Alphabet Soup, love nothing more than to ring you if you have a sizable deposit coming in from overseas, to ask what it is. Don't get me started on "we are the biggest bank evaaa, but you will need to do a journey of 300 Km return to have any entries put in your passbook because you don't live in Tokyo, Osaka or Nagoya." Or on "you have deposited this money from overseas denominated in JPY, so we will charge a fee to convert that JPY to JPY."
wagyl wrote:Stamped reentry permit period is 5 years. Immigration are very very open about this if you care to look.
I've thought about the bank issue myself if ever I was out of the country for an extended period, and I really can't think of a better solution than a trusted friend and borrowing their address.
GomiGirl wrote:No fees to receive money at shinsei? Who gets this? I get regular international deposits into my shinsei and am charged ¥2,500 a time. I would like to avoid this if possible.
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chokonen888 wrote:wagyl wrote:Choko in my experience banks, including Tokyo Mitsubishi Alphabet Soup, love nothing more than to ring you if you have a sizable deposit coming in from overseas, to ask what it is. Don't get me started on "we are the biggest bank evaaa, but you will need to do a journey of 300 Km return to have any entries put in your passbook because you don't live in Tokyo, Osaka or Nagoya." Or on "you have deposited this money from overseas denominated in JPY, so we will charge a fee to convert that JPY to JPY."
I got one call but after that, they haven't bothered me. (though I have far more outgoing than incoming wires)
Passbook is gone in my case, with their online banking. (you can see up to 2 years back at any time)
My only real gripe with those fuckers is they are still stuck on the whole "you need to open an account at your local branch" BS. I think there is only 1 branch in all of Niigata hahahaha
chokonen888 wrote:...and methinks I need to look into Shinsei for a new account. (or were they the one that takes US nationals SSN and all that shit like Citibank?)
GomiGirl wrote:Even if that wire is originally sent in a currency other than yen?
Methinks I need to kick up a stink and get those fees refunded.
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Wibble wrote:Anyone know if there a way of registering as a non-resident resident if out of the country, but retaining PR or is that a stupid question? Like citizens can do to avoid Japan tax, pension, health insurance etc. or is this automatically ok if you can provide evidence of travel dates and take yourself off a juminhyo?
As much as I hate Shitty Bank, I can't blame them for asking. I'm sure Uncle Sam has a gun to their head. Anyway, now that the National Tax Agency is sharing info with the IRS, it doesn't make much difference anyway.
gaijinpunch wrote:GomiGirl wrote:Even if that wire is originally sent in a currency other than yen?
Methinks I need to kick up a stink and get those fees refunded.
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Are they sending it into a USD account? Actually, I think your Shinsei account has only one account number (where as Shitibank gives you an account number for yen, and one for foreign currency... because that makes sense. Like having a home email address and a keitai email address). I've been sending USD -> USD for years and never got charged once.
GomiGirl wrote:Update - I called Shinsei and they indeed to not charge for overseas deposits. It appears that my client is sending via an intermediary bank that is charging the fees. I am looking into this further. But I do not know much about international banking - does the client HAVE to use one? Why would they not be able to send directly to Shinsei. They are sending YEN from Dublin.
If there is no way around this, I might get them to send to my PayPal account and then just deposit from there. I already have a business account set up with PayPal and so I can just send the money once a month when I need it.
gaijinpunch wrote:Citibank: American bank run by Japanese
Shinsei: Japanese bank run by Americans
gaijinpunch wrote:I think Shitibank was getting SSN's here long before the US government bought them out. Funny... the Japanese government caned them a few years before that as well, right? They deserve it for such a shitty web layout and counter-intuitive money changing interface.
Citibank: American bank run by Japanese
Shinsei: Japanese bank run by Americans
chokonen888 wrote: ... shimaguni, inaka-gun ...
gaijinpunch wrote:As much as I hate Shitty Bank, I can't blame them for asking. I'm sure Uncle Sam has a gun to their head. Anyway, now that the National Tax Agency is sharing info with the IRS, it doesn't make much difference anyway.
I think Shitibank was getting SSN's here long before the US government bought them out. Funny... the Japanese government caned them a few years before that as well, right? They deserve it for such a shitty web layout and counter-intuitive money changing interface.
Citibank: American bank run by Japanese
Shinsei: Japanese bank run by Americans
Samurai_Jerk wrote:The US government's riding of the ass of American financial institutions is nothing new. That's why AIG Japan and (BOA) Merrill Lynch Japan don't accept Americans for a lot of their investment vehicles.
wagyl wrote:Samurai_Jerk wrote:The US government's riding of the ass of American financial institutions is nothing new. That's why AIG Japan and (BOA) Merrill Lynch Japan don't accept Americans for a lot of their investment vehicles.
Apparently they are starting to ride the arse of non American financial institutions, too. I haven't heard anything about Japan, but I have heard about conditions in Europe: some Swiss banks are forcibly closing bank accounts of US Passport holders, and apparently not a single bank in the Czech republic will let you keep your bank account if you have US citizenship, which gets kind of hard when it is almost impossible to pay your electricity bill except by transfer from a bank account. The compliance requirements are just so onerous that your custom is not worth the effort, far easier to just prove that they have no US customers.
Samurai_Jerk wrote:Every year being an American abroad is becoming more burdensome.
Coligny wrote:Since you are taxed while living oversea, do you also have access to the affordable care act thing ?
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