Just got a visit form Nenkin guy

[wuchan]

Some guy from the national pension just came to my door. I don't pay because I have a pension already set up elsewhere and I don't really trust them. I played the no nihongo game and he attempted to use his phone to tell me I need to pay. I told him "no penalty, no pay". He giggled a bit, said he understood and wandered off.


Anyone ever seen one of these guys before?

[Yokohammer]

The nenkin people are playing hardball these days. This is after they have squandered and gambled with the public's money, lost billions, and found themselves a bit short. The bill will naturally be passed on to the public.

Be warned that you are legally required to enroll in either the kokumin or kousei nenkin plan, and that if you don't, the nenkin people have the authority to simply go into your bank account and take out whatever they think you owe them.

I do the kokumin nenkin thing, but ended up dissolving my yugen kaisha at the end of 2015 because they started demanding that I enroll in the kousei nenkin scheme, which simply was not practical for a one-man yugen operation (I went through the details of this somewhere else on the forum). In the past it was perfectly OK for one-man company operators to just enroll in the kokumin nenkin plan, but then when the nenkin fund came up short (their own fault) they got the laws changed so that every company, even a one-man operation, had to enroll in the kousei nenkin scheme at considerably higher cost. This was just a couple of years ago. They started threatening investigations and fines of up to 5+ million yen ... just generally being yak-like cunts. I'm still getting the threatening letters, because they really have no freakin' idea what they're doing or who they're talking to. The data is still in their computer, so the letters keep coming, but legally I'm in the clear. There has been no company for over a year. Can't wait for someone to show up so I can tell them what I think of their methods.

[wagyl]

(I went through the details of this somewhere else on the forum)

viewtopic.php?f=11&t=30700&p=372662&hilit=nenkin#p372662

There has been no company for over a year. Can't wait for someone to show up so I can tell them what I think of their methods.

This is the successor of the outfit who have lost data on who is actually owed a pension so they don't know who they should be paying and how much, let alone paying for the corpses bundled up in the oshiire.
Ancient history http://usatoday30.usatoday.com/news/wor ... 5655_x.htm

[canman]

I'm not sure if this is related of not, but I'm having a different type of problem with nenkin and insurance. In November I started at a National college and was enrolled in the pension and healthcare system, but they wouldn't allow my wife to join, even though she is my dependent and her salary is less than the 1.3 million threshold. The excuse is that we have a KK(kabushiki kaisha) and since my wife is the president, she cannot be my dependent, nor is she allowed to join the pension or the health insurance system. My daughter who works in accounting, studied it at university and is still studying at night school says that their reasoning is crap. So I'm not sure what to do. My daughter wanted to contact them directly, the head office of the school, but I was told that ws not a good idea. But it really sucks, since I lose money as I can't claim my wife as a dependent, and she has to keep paying for national health insurance.

[wagyl]

but I was told that ws not a good idea

To get deeper into this, you need to hear the reasons why the mysterious unnamed person who told you this thinks that it is not a good idea. You then have to make an assessment whether the reasoning of this mysterious person is even crappier than that of the college.

Further, it is not a completely unique problem and there are google hits for appropriate keywords 取締役　株式会社　配偶者　社会保険

This might be a starting point:
https://bizer.jp/archives/3436
which says that unless the directorship is entirely without reward/income, they must have their own social insurance. It also says that in relation to health insurance, it depends on the structure of the individual health insurance union, but in that author's experience many of them deny cover to spouses who hold company directorships. It does seem a little exclusionary for a quasi-governmental body like your college to have such a scheme but such things do exist. But anyway, depending on the reasoning of mystery man, I can't see what harm comes to you by asking for a clear explanation from the college.

Further, we have 'hammer's experience that employees/directors of corporate entities, even if they are just one person, are now required to join kosei nenkin. Since they do not allow enrolment in multiple pension schemes (if anyone would even want that), it would seem to follow that your wife is excluded from being subject to your enrolment. Does your daughter have any input on that?

[canman]

Thanks for the link Wagyl, interesting information there. It just seems to be a bit to arbitrary for my liking, but what can you do. We are thinking of taking a hiatus, not closing the company, but shutting down all activities for a while. Maybe then they will allow her to be my dependent and fall under the insurance and pension system.